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Mortage loan

Interest rate

From 11% GEL / 7% USD / 5% EUR

Effective interest rate

From 12.03% in GEL / 7.82% in USD / 5.38% in EUR

Maximum loan term

20 years

Loan currency

GEL, USD, EUR

Downpayment

Not required

Mortgage for future landlords

Interest rate

From 11% GEL / 7% USD / 5% EUR

Effective interest rate

From 12.10% in GEL / 7.96% in USD / 5.38% in EUR

Maximum loan term

10 years

Loan currency

GEL, USD, EUR

Downpayment

Not required

Grace period

0-6 months

Borrower / co-borrower income

The amount of rent to be received in the future will be included with the existing income

Mortgage for individuals with income abroad

Interest rate

From 11% GEL / 7% USD / 5% EUR

Effective interest rate

From 12.03% in GEL / 7.82% in USD / 5.38% in EUR

Maximum loan term

20 years

Loan currency

GEL, USD, EUR

Downpayment

30%

Easy mortgage

Interest rate

From 11%

Effective interest rate

From 12.03%

Maximum loan term

20 years

Loan currency

GEL

Downpayment

20%

Payment History

Payment history is considered: Deposits on bank liabilities; Supplements made on bank deposits; Amounts of rent paid; Amounts paid to the development company (seller).