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Unsecured Consumer Loan
Interest rate
From 10%
Effective interest rate
From 14.26%
Maximum loan amount
40,000 GEL
Maximum loan term
4 Years
Loan currency
GEL
Secured Consumer Loan
Interest rate
From 11% GEL / 7% USD / 5% EUR
Effective interest rate
From 12.10% GEL / 7.96% USD / 5.38% EUR
Maximum loan amount
GEL 300,000 or equivalent in other currency
Maximum loan term
10 Years
Loan currency
GEL, USD, EUR
Loan secured by bank deposit
Interest rate
Deposit interest rate + 3%
Effective interest rate
From 3.10%
Maximum loan amount
95% of deposit amount
Maximum loan term
Deposit term
Loan currency
GEL, USD, EUR
Overdraft
Interest rate
From 16%
Effective interest rate
From 16.23%
Maximum loan amount
100% of Salary
Loan currency
GEL
Interest rate type
Variable
Withdrawal fee
0.2%
Late payment penalty
36% per annum for each day of delay, not exceeding the limits established by law