Rates
Opening and Servicing of a Bank Account
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Opening an account 1 |
Free 2 |
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Opening an account for non-resident individuals |
50 GEL |
| Account maintenance fee | Free |
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Monthly account service fee for non-resident individuals |
Free |
¹ From 07.03.2022, different tariffs apply to registered non-resident individuals
² Opening a card bank account is carried out together with the activation of the remote banking service package
Transfer Operations
| Through a bank account 3 |
Commission amount |
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In national currency |
Remotely initiated payments (electronically) |
Payments initiated at bank branches (non-electronic) |
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Transfer amount: < 1 000 GEL |
0.5 GEL |
2 GEL |
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≥ 1 000 and < 3 000 GEL |
1 GEL |
3 GEL |
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≥ 3 000 and < 10 000 GEL |
2 GEL |
4 GEL |
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≥ 10 000 and < 100 000 GEL |
5 GEL |
10 GEL |
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≥ 100 000 GEL |
50 GEL |
100 GEL |
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Guaranteed in foreign currency via RTGS |
Payments initiated in bank |
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Transfer amount: ≤1 000 USD/EUR |
5 GEL |
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> 1 000 and ≤ 10 000 USD/EUR |
10 GEL |
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> 10 000 and ≤ 100 000 USD/EUR |
20 GEL |
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> 100 000 USD/EUR |
100 GEL |
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Collection order: |
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Transfer amount: < 1 000 GEL |
0.5 GEL |
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≥ 1 000 and < 3 000 GEL |
1 GEL |
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≥ 3 000 and < 10 000 GEL |
2 GEL |
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≥ 10 000 and < 100 000 GEL |
5 GEL |
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≥ 100 000 GEL |
50 GEL |
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In US dollars (standard) 5 |
0.2%, min. 10 USD, max. 100 USD |
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(Guaranteed) 6 |
0.25%. Min. 30 USD, Max. 150 USD |
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In euros |
0.2%, min. 15 EUR, max. 150 EUR |
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In Russian rubles |
0.2% min. 15 USD, max. 150 USD |
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In Chinese yuan |
0.2%, min. 70 USD, max. 150 USD |
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In other currencies |
0.2%, min. 15 EUR, max. 150 EUR |
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In USD, EUR, Tenge Khaliq Bank |
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Transfer amount: < 50 000 USD, EUR and 5 000000 KZT |
8 EUR |
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≥ 50 000 USD, EUR and 5 000000 KZT - |
25 EUR |
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≥ 100 000 USD, EUR and 10 000000 KZT |
50 EUR |
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Domestic bank transfer (any currency) |
Free |
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To open an account (in national currency) 7 |
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Transfer amount: < 1 000 GEL |
1 GEL |
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≥ 1 000 and < 10 000 GEL |
4 GEL |
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≥ 10 000 and < 100 000 GEL |
10 GEL |
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≥ 100 000 GEL |
100 GEL |
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Instant transfer 24/7: |
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Maximum one-time transfer limit 1000 GEL |
1 GEL |
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Daily total limit 8000 GEL |
1 GEL |
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³ Operations can be performed:
- With a current bank account - at the bank's branches/service centers and through the Internet/mobile banking system
- With a card bank account - through the Internet/mobile banking system
⁴ It is possible to cover the commission equivalent to the specified amount in the currency of the transfer at the official exchange rate on the date of the operation
⁵ In case of choosing this type of commission, the recipient will receive an amount less than the intermediary bank's commission
⁶ In case of choosing this type of commission, the recipient will receive the full amount
⁷ If the transaction amount exceeds 1500 GEL and the recipient of the amount is not the state treasury/state body or the purpose of the transaction is not to pay the utility/medical service tax or tuition fees, it is mandatory to open an account with the bank
Cash Operations
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Deposit money into the account: 8 |
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|---|---|
| Deposit money into the account (GEL, USD, EUR, GBP) | Free |
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Deposit money into the account in Russian rubles |
12% |
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Depositing money into an account in another currency |
By agreement |
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Withdrawing money from the account: 9 |
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|---|---|
| In national currency 10 |
0.2% (within the free deposit amount) |
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In national currency (for non-resident individuals) |
2% min. 15 USD |
| In foreign currency 10 | 0.5% (within the free deposit amount) |
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In foreign currency (for non-resident individuals) |
2% min. 15 USD |
⁸ Tariffs apply to amounts deposited as cash from the bank's cash desk to the bank account
⁹ Tariffs apply to cash withdrawals from a current bank account from the bank's cash desk
¹⁰ within the amount deposited - means only the amount deposited in the form of cash into the same current bank account from the bank's cash desk
Exchanges
| At the Bank's commercial rate | Free |
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Remote Banking Services
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Providing a package of remote banking services (Internet banking services, SMS notifications and standing orders) |
Free | |
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Activation of the Internet banking system with the eToken Pass service (including with the loss / recovery of the damaged device) |
40 GEL (onetime) | |
Other
| Making changes to, searching for, or canceling a payment order: | ||
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In national and foreign currencies (Executed through RTGS system) |
Without commission |
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In GEL, US dollar, Russian ruble, Chinese yuan |
50 USD |
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In euros and other currencies |
50 EUR |
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Exchange of coins for banknotes - GEL |
Without commission |
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Checking banknotes for counterfeiting |
0.1%, min. 5 GEL |
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Acceptance of damaged foreign currency banknotes (by agreement) |
5% |
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Excerpt from the report (in Georgian) 11 |
Without commission |
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Restoring account statements and documents from archive 12 |
10 GEL |
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Issuance of a certificate |
5 GEL |
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Return of funds transferred to correspondent accounts, |
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In national and foreign currency (executed via RTGS system) |
Without commission |
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In Lari, in US Dollar, in Russian Ruble, |
≤ 100 USD/EUR – Without commission |
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¹¹ Statements are issued for periods up to 24 months
¹² Statements (from each account) and documents for periods over 24 months.