Mortgage loan for individuals receiving remittances
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If you receive income only in the form of money transfers and plan to purchase, build or renovate real estate, we offer a mortgage loan with terms acceptable to you.
Characteristics
Loan currency
GEL, USD, EUR
Maximum loan term
10 years
Interest rate
From 10.5% in GEL / from 7% in USD / from 5% in EUR*
Effective interest rate
From 11.86% in GEL / from 7.82% in USD / from 5.38% in EUR
Downpayment
Not required
*Loans of less than GEL 750,000 will be issued only in national currency, except for cases provided by law.
**Lending rates are linked to the following indices: National Bank of Georgia Refinancing Rate (GEL), 6-month Term SOFR (USD), 6-month EURIBOR (EUR)
