Term Deposits
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Put the money on term deposit and receive more benefit.
Characteristics
Annual interest rates when yield withdrawn at the end of the term
Month |
USD |
EUR |
GEL |
---|---|---|---|
3 |
1.60% |
1.50% |
8.50% |
4 |
1.60% |
1.50% |
8.50% |
5 |
1.60% |
1.50% |
8.50% |
6 |
2.10% |
1.75% |
9.25% |
7 |
2.10% |
1.75% |
9.25% |
8 |
2.10% |
1.75% |
9.25% |
9 |
2.25% |
1.85% |
10.00% |
10 |
2.25% |
1.85% |
10.00% |
11 |
2.25% |
1.85% |
10.00% |
12 |
2.50% |
2.00% |
10.50% |
13 |
2.50% |
2.00% |
10.50% |
14 |
2.50% |
2.00% |
10.50% |
15 |
2..50% |
2.00% |
10.50% |
16 |
2.50% |
2.00% |
10.50% |
17 |
2.50% |
2.00% |
10.50% |
18 |
2.75% |
2.25% |
10.75% |
19 |
2.75% |
2.25% |
10.75% |
20 |
2.75% |
2.25% |
10.75% |
21 |
2.75% |
2.25% |
10.75% |
22 |
2.75% |
2.25% |
10.75% |
23 |
2.75% |
2.25% |
10.75% |
24 |
3.00% |
2.55% |
11.00% |
Effective interest rate: from 8.80% to 10.45% in GEL; in dollars from 1.615% to 2.96%; European from 1.5% to 2.5%;
Annual interest rates when interest withdrawn on monthly basis
Month |
USD |
EUR |
GEL |
---|---|---|---|
3 |
1.35% |
1.25% |
8.25% |
4 |
1.35% |
1.25% |
8.25% |
5 |
1.35% |
1.25% |
8.25% |
6 |
1.85% |
1.50% |
9.00% |
7 |
1.85% |
1.50% |
9.00% |
8 |
1.85% |
1.50% |
9.00% |
9 |
2.00% |
1.60% |
9.75% |
10 |
2.00% |
1.60% |
9.75% |
11 |
2.00% |
1.60% |
9.75% |
12 |
2.25% |
1.75% |
10.25% |
13 |
2.25% | 1.75% | 10.25% |
14 |
2.25% | 1.75% | 10.25% |
15 |
2.25% | 1.75% | 10.25% |
16 |
2.25% | 1.75% | 10.25% |
17 |
2.25% | 1.75% | 10.25% |
18 |
2.50% | 2.00% | 10.50% |
19 |
2.50% | 2.00% | 10.50% |
20 |
2.50% | 2.00% | 10.50% |
21 |
2.50% | 2.00% | 10.50% |
22 |
2.50% | 2.00% | 10.50% |
23 |
2.50% | 2.00% | 10.50% |
24 |
2.75% | 2.30% | 10.75% |
Effective interest rate: from 8.59% to 11.30% in GEL; in dollars from 1.36% to 2.78%; from 1.3% to 2.3% in Euro;
Conditions
- Additional cash deposit or withdrawal is not allowed;
- The maximum amount of the deposit is not limited;
- Withdrawal of deposit and accrued interest is allowed only after expiration of the term;
- In case of violation of contract, interest rate of "on call-deposit" will be accrued to the account;
- After the expiration of the term it can be automatically extended for the same term and under the terms of the bank;
- If you will urgently need some sum, as to our customer, you could get deposit secured loan at any time.
Additional information
From January 1, 2018, the Bank participates in the Deposit Insurance System established on the basis of the Law of Georgia on Deposit Insurance System. Any depositor individual in each commercial bank will be reimbursed by the Deposit Insurance Agency within 15,000 GEL, regardless of the number of deposits / accounts in each commercial bank, and the remaining amount will be reimbursed in accordance with the current legislation.
For more information you can visit the website of LEPL - Deposit Insurance Agency: http://diagency.ge