Term Deposits
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Put the money on term deposit and receive more benefit.
Characteristics
Annual interest rates when yield withdrawn at the end of the term
|
Month/currency |
GEL |
Effective |
USD |
Effective |
EUR |
Effective |
|---|---|---|---|---|---|---|
|
3 |
8.25% |
8.51% | 1.60% | 1.61% | 1.50% | 1.51% |
|
4 |
8.25% |
8.48% | 1.60% | 1.61% | 1.50% |
1.51% |
|
5 |
8.25% |
8.45% | 1.60% | 1.61% | 1.50% |
1.51% |
|
6 |
8.50% |
8.68% |
2.1% + 0.5% |
2.62% |
1.75% + 0.5% |
2.26% |
|
7 |
8.50% |
8.65% |
2.1% + 0.5% |
2.61% |
1.75% + 0.5% |
2.26% |
|
8 |
8.50% |
8.62% |
2.1% + 0.5% |
2.61% |
1.75% + 0.5% |
2.26% |
|
9 |
9.00% |
9.10% |
2.25% 0.5% |
2.76% |
1.85% + 0.5% |
2.36% |
|
10 |
9.00% |
9.07% |
2.25% 0.5% |
2.76% |
1.85% + 0.5% |
2.35% |
|
11 |
9.00% |
9.03% |
2.25% 0.5% |
2.75% |
1.85% + 0.5% |
2.35% |
|
12 |
10.00% |
10.00% | 5.00% | 5.00% | 3.50% |
3.50% |
|
13 |
10.00% |
9.96% |
5.01% |
5.00% |
3.51% |
3.50% |
|
14 |
10.00% |
9.92% |
5.02% |
5.00% |
3.51% |
3.50% |
|
15 |
10.00% |
9.88% |
5.03% |
5.00% |
3.52% |
3.50% |
|
16 |
10.00% |
9.84% |
5.04% |
5.00% |
3.52% |
3.50% |
|
17 |
10.00% |
9.80% |
5.05% |
5.00% |
3.53% |
3.50% |
|
18 |
9.75% |
9.53% |
5.06% |
5.00% |
3.53% |
3.50% |
|
19 |
9.75% |
9.49% |
5.07% |
5.00% |
3.54% |
3.50% |
|
20 |
9.75% |
9.46% |
5.08% |
5.00% |
3.54% |
3.50% |
|
21 |
9.75% |
9.42% |
5.09% |
5.00% |
3.55% |
3.50% |
|
22 |
9.75% |
9.39% |
5.10% |
5.00% |
3.55% |
3.50% |
|
23 |
9.75% |
9.35% |
5.11% |
5.00% |
3.56% |
3.50% |
|
24 |
9.50% |
9.09% |
5.12% |
5.00% |
3.56% |
3.50% |
Annual interest rates when interest withdrawn on monthly basis
|
Month/currency |
GEL |
Effective |
USD |
Effective |
EUR |
Effective |
|---|---|---|---|---|---|---|
|
3 |
8.00% |
8.30% | 1.35% |
1.36% |
1.25% |
1.26% |
|
4 |
8.00% |
8.30% |
1.35% |
1.36% |
1.25% |
1.26% |
|
5 |
8.00% |
8.30% |
1.35% |
1.36% |
1.25% |
1.26% |
|
6 |
8.25% |
8.57% |
1.85% + 0.5% |
2.38% |
1.5% + 0.5% |
2.02% |
|
7 |
8.25% |
8.57% |
1.85% + 0.5% |
2.38% |
1.5% + 0.5% |
2.02% |
|
8 |
8.25% |
8.57% |
1.85% + 0.5% |
2.38% |
1.5% + 0.5% |
2.02% |
|
9 |
8.75% |
9.11% |
2% + 0.5% |
2.53% |
1.6% + 0.5% |
2.12% |
|
10 |
8.75% |
9.11% |
2% + 0.5% |
2.53% |
1.6% + 0.5% |
2.12% |
|
11 |
8.75% |
9.11% |
2% + 0.5% |
2.53% |
1.6% + 0.5% |
2.12% |
|
12 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
13 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
14 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
15 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
16 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
17 |
9.75% |
10.20% |
4.90% |
5.01% |
3.45% |
3.51% |
|
18 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
19 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
20 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
21 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
22 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
23 |
9.50% |
9.92% |
4.90% |
5.01% |
3.45% |
3.51% |
|
24 |
9.25% |
9.65% |
4.90% |
5.01% |
3.45% |
3.51% |
Conditions
- Additional cash deposit or withdrawal is not allowed;
- The maximum amount of the deposit is not limited;
- Withdrawal of deposit and accrued interest is allowed only after expiration of the term;
- In case of violation of contract, interest rate of "on call-deposit" will be accrued to the account;
- After the expiration of the term it can be automatically extended for the same term and under the terms of the bank;
- If you will urgently need some sum, as to our customer, you could get deposit secured loan at any time.
Agreement
Additional information
Since January 1, 2018, the Bank has been a participant in the deposit insurance system established on the basis of the Law of Georgia "On the Deposit Insurance System." Upon the occurrence of an insurance event, the available funds on a depositor's deposit/account will be reimbursed by the Deposit Insurance Agency within the limit of 50,000 GEL, while the remaining amount will be reimbursed in accordance with the procedures provided by the effective legislation.
For additional information, you can visit the website of the LEPL Deposit Insurance Agency: http://diagency.ge
