For your personal needs
Go Back
Consumer loan for SME
Credit amount*
≤ 100,000 USD (equivalent GEL, EUR)
Period
≤ 84 months
Type of interest rate
Fixed, indexed, mixed (for a certain period - fixed, then - indexed)
Interest rate (fixed)
▪ GEL from 13.00% ▪ USD from 6.50% ▪ EUR from 5.00%
Interest Rate (Indexed)
Index** + from 4.00%
Effective interest rate
▪ GEL from 13.94% ▪ USD from 6.90% ▪ EUR from 5.31%
Disbursement fee
From 0.1%
Account opening fee
Free
Withdrawal fee
▪ GEL - 0.2% ▪ USD, EUR - 0.5%
Daily Late Payment Penalty
From 0.1% per day overdue, not exceeding the requirements defined by law
Early repayment / external refinancing fee
In the case of a fiixed rate: ▪ No more than 0.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 0 to 6 months remain before the maturity of the agreement; ▪ No more than 0.5% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 6 to 12 months remain before the maturity of the agreement; ▪ No more than 1.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 12 to 24 months remain before the maturity of the agreement; ▪ No more than 2.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if more that 24 months remain before the maturity of the agreement. In the case of an indexed rate: ▪ 0.0% of less than 6 months remains before credit maturity ▪ 0.5% if more than 6 months remain before credit maturity
Mortgage registration fee
Per unit 56 GEL
Mortgage registration cancellation fee
Per unit 51 GEL
Real estate insurance
Not mandatory
Mortgage for SME
Credit amount*
≤ 1,000,000 USD (equivalent GEL, EUR)
Period
≤ 120 months
Type of interest rate
Fixed, indexed, mixed (for a certain period - fixed, then - indexed)
Interest rate (fixed)
▪ GEL from 13.00% ▪ USD from 6.50% ▪ EUR from 5.00%
Interest Rate (Indexed)
Index** + from 4.00%
Effective interest rate
▪ GEL from 13.91% ▪ USD from 6.84% ▪ EUR from 5.25%
Disbursement fee
From 0.1%
Account opening fee
Free
Withdrawal fee
▪ GEL - 0.2% ▪ USD, EUR - 0.5%
Daily Late Payment Penalty
From 0.1% per day overdue, not exceeding the requirements defined by law
Early repayment / external refinancing fee
In the case of a fiixed rate: ▪ No more than 0.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 0 to 6 months remain before the maturity of the agreement; ▪ No more than 0.5% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 6 to 12 months remain before the maturity of the agreement; ▪ No more than 1.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if 12 to 24 months remain before the maturity of the agreement; ▪ No more than 2.0% of the prepaid amount (the amount paid to settle the outstanding principal balance at the time of prepayment) if more that 24 months remain before the maturity of the agreement. In the case of an indexed rate: ▪ 0.0% of less than 6 months remains before credit maturity ▪ 0.5% if more than 6 months remain before credit maturity
Mortgage registration fee
Per unit 56 GEL
Mortgage registration cancellation fee
Per unit 51 GEL
Real estate insurance
Not mandatory